Acts, not just tracks
Ask in plain words. The agent creates transactions, categorises spending, and answers questions by calling tools, not by making you fill in forms.

Why Trakli
Trakli logs it, sorts it, and answers your questions for you, then keeps everything private and in sync wherever you are.
Ask in plain words. The agent creates transactions, categorises spending, and answers questions by calling tools, not by making you fill in forms.
Default-deny, owner-scoped, write opt-in. The agent can only touch your data, and only what you allow. Reads never change a thing.
Open-source and local-first. Your records live on your device, encrypted, and sync when you choose. Self-host the whole thing if you want.
Android, iOS, a web dashboard, and a clean API. One account, the same money, kept in sync across all of them.
Trakli AI
Ask a question or hand it a task. The agent reads your records, runs the numbers exactly, and takes action with your approval, so the busywork of budgeting just happens.
See what the agent can doSay it in plain words and the agent writes the transaction.
Real answers, pulled straight from your own history.
Spending sorted for you, always with your approval.
Real maths and real dates, never a guess.
How it works
"How much did I spend on groceries last month?" or "Log $40 dinner at Mama's, split it under food."
The agent picks the right tools: query your transactions, create a record, resolve "last month" to real dates, do the maths exactly.
Every action is scoped to you and logged. Writes need your go-ahead. Nothing leaves your account, nothing happens you did not ask for.
Tools, not magic
No black box. The agent does its job through a handful of explicit, permissioned tools. You can see exactly what each one does, and the same set powers our open eloquent-agents package.
queryRead and total your own recordscreateAdd a transaction or walletcategoriseSort spending into categoriesclockResolve "last month" to real datescalculatorExact maths, never a guessauthorizeGate every action to youOne account, everywhere
Open source
All of Trakli is out in the open: the app, the sync, and the agent that touches your money. Nothing is hidden, your data stays yours, and you can run the whole thing on your own server.
Open-source, offline-first, agentic personal finance.
Free to start. Free forever if you self-host. Your data stays yours either way.